Mold, asbestos and co: merciless pollutants in your own four walls

Home is the place where we should feel safe, relaxed and free. Unfortunately, however, the air often contains hidden dangers. Mold, asbestos and other contaminants put your health at risk and can lead to serious illness if ignored. These pollutants can be present in almost any home, regardless of age, size or location. In this article, we’ll uncover some of the most common pollutants and what we can do to protect ourselves against them.

Most of us are unaware of how often we expose ourselves to bacterial contamination spreading through our kitchens and bathrooms. However, mold, usually caused by moisture or leaks, is just one of many types of contaminants that can also enter through outdated building materials or broken windows. Asbestos, another pollutant commonly used in insulation or caulking in the past, can cause cancer and other diseases if inhaled.

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The importance of books and education for bulgarians abroad

Books and education are an invaluable resource for Bulgarians living abroad. Many Bulgarians have left their homeland for various reasons, including the prospect of better job opportunities and a higher income. However, for many of them it is difficult to find their way in a new country and to assimilate.

Books and education can build a cultural bridge and help to understand and bridge cultural differences. Books can give us a new perspective and a better understanding of how people live in other parts of the world. By putting ourselves in different perspectives, we can break down our own prejudices and cultural barriers and build friendly connections.

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Cash flow 101 game – tips and strategies

The Money Flow 101 game is a popular board game dedicated to finance and investing. It was developed by Robert Kiyosaki and helps players improve their financial intelligence. In this article, we will share some tips and strategies that can help you succeed in this game.

An important point to remember about this game is that it’s not about having as much cash as possible. Instead, it’s all about making financially smart decisions and building a passive income stream that covers your monthly expenses. In other words, it’s all about understanding assets and liabilities.

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Top education is not enough: tyrolean women still receive lower wages than their male counterparts

Despite higher levels of education and a growing number of women entering the workforce, wage inequality between men and women in Tyrol persists. According to a recent study by the Austrian Institute of Economic Research, women in comparable positions still receive about 20 percent less pay than their male counterparts.

Higher education levels have not helped women in Tyrol close the wage gap. On the contrary, women with top education often have bigger salary disparities than women with average education. This phenomenon is also known as the “Gender Pay Gap in the Top” Designates.

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7 Tips for your successful application!

You are looking for a new job and want to present yourself as perfectly as possible? Then you are in the right place! In this article you will find seven tips that will help you make your job application successful.
1. Make sure your subject line is meaningful
Your subject line is the first thing your potential employer sees from you. Therefore, make sure it is meaningful and reflects your skills and intentions.
2. Make your cover letter personal
Your cover letter should not look like a generic standard text. Be personal, describe your motivation and express your strengths and skills.
3. Avoid spelling and grammatical errors
Nothing leaves a worse impression on a job application than spelling and grammar mistakes. Take time to read through your application carefully, and if in doubt, have someone else proofread it for you.
4. Express your knowledge and experience
Show your potential employer why you are the ideal person for the job. Clearly express your knowledge and experience and emphasize those that are relevant to the advertised position.
5. Add meaningful references
References can prove your qualifications and thus support your application. Therefore, add meaningful references that directly relate to the requirements of the position.
6. Avoid unnecessary information
An application should be reduced to the essentials. Avoid unnecessary information that is not relevant to the position. Focus on your competencies and your added value for the company.
7. Do not forget the closing sentence
End your cover letter with a polite closing sentence and a friendly signature. Thank the company for the opportunity to submit your application and show interest and enthusiasm for the company and the position.
Use our seven tips for your application to present yourself in the best possible way and to increase your chances of being invited for an interview!

Tip 1: Familiarize yourself with the company

When applying for a job, it is always important to inform yourself sufficiently about the company beforehand. You should not only familiarize yourself with the company’s business field, but also with its values and culture. Research the company’s website and get an overview of its history and achievements.

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Continuing education for real estate agents: fulfill your continuing education obligation

As a real estate agent, you need to keep up to date on a regular basis in order to provide the best possible advice to your clients. This is why there is a continuing education requirement that obliges brokers to continue their education on a regular basis. But what exactly does this mean and how can you fulfill this obligation??
First of all, as a real estate agent, you must be able to prove that you regularly attend training courses. To do this, you must register with your relevant chamber and document the training you have completed. This documentation serves as proof for the chamber and can also be viewed by customers.
But which advanced training courses are actually relevant and what do you need to consider? It is important to focus specifically on the topics that are relevant to your work as a real estate agent. These include, for example, legal and tax changes or new developments in the field of real estate valuation. Also keep in mind that there are minimum legal requirements you must meet.
In this article, we will give you an overview of what you should consider when continuing your education as a real estate agent. We will introduce you to various training opportunities and show you how to focus specifically on the issues that are relevant to you. This way, you can ensure that you fulfill your continuing education obligation while being best equipped to serve your clients.

What are the requirements for mandatory continuing education for real estate agents?

Real estate agents must regularly attend continuing education courses to keep their skills and knowledge up to date. Mandatory training is regulated by law and is designed to ensure that brokers can provide the best possible advice to their clients.

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Importance of agenda creation for effective meetings

Meetings are inevitable in today’s business world when it comes to collaboration and decision making. Although many meetings are productive, they can often prove time-consuming and frustrating if conducted ineffectively. One way to ensure an effective meeting is to create and adhere to an agenda.

An agenda is a guide for the meeting that outlines specific topics, issues and tasks that need to be discussed. By creating an agenda, the steps necessary to discuss topics can be planned and timed in advance. This allows participants to prepare for the upcoming conversation, gather their thoughts, and prepare relevant information.

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The abc of abbreviations and terms in the childbearing period

In today’s world, the desire to have their own children is becoming more and more widespread among many couples. But despite the desire, it does not always work out right away. A number of factors play a role here that need to be taken into account. For many couples, it is important to learn about technical terms and abbreviations in the field of infertility treatment.

If you are confronted with this topic for the first time, you will quickly realize that there are a lot of unknown terms and abbreviations here. To make it easier for you to get started with this topic, we have prepared the ABC of abbreviations and terms in the childbearing period for you. Here is an overview of the most important technical terms and abbreviations you should know in connection with fertility treatment.

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Eurizon investment outlook 2023: prospects for investors

The global economy is currently facing major challenges. After a turbulent 2022, marked by the COVID-19 pandemic and related lockdowns, there is now uncertainty about what course to take to revive economic growth. In this context, investors are looking for stable and promising investment options.
According to the latest Eurizon Investment Outlook, investors have good prospects for bonds and equities in the coming years. Lower inflation and the global recovery after the pandemic will contribute to more stable financial markets in the future. Eurizon experts expect a positive trend in economic activity and corporate earnings, which in turn will drive the equity markets.
In this article, we will take a closer look at the findings of the Eurizon Investment Outlook 2023 and analyze what developments can be expected in the financial markets in the coming years.


Eurizon’s investment outlook for 2023 shows an encouraging trend in the markets. Inflation is expected to fall, leading to more stability. Overall, there are good prospects for bonds and equities. Diversification of investments can help to optimize the portfolio.

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Branch banks successfully managing the digital transformation

The banking industry is changing rapidly due to digitalization, and so even banks that previously relied exclusively on branch operations are having to adapt. The trend is towards online banking, banking apps and other digital services. However, not every traditional financial institution has managed to successfully launch into the digital future.

In this article, we present three branch banks that have not missed the online shift and are successfully offering digital services today. These banks have recognized that customer needs have changed and have therefore developed sustainable digital strategies to stay ahead of the competition.

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