An endowment policy is a risk-based insurance policy that pays a financial benefit to beneficiaries in the event of the insured’s death. This type of insurance is often referred to as the most important insurance, as it ensures the financial security of survivors. For this reason, it is important to choose a reliable insurance policy to ensure adequate cover.

ERGO Insurance has many years of experience in providing end of life insurance and offers a wide range of products to meet different needs and budgets. The insurance company also offers, among other things, flexible contract design to accommodate individual needs and provide the maximum possible coverage.

The German pension insurance has announced an important change from March 2022: The additional contribution of the health insurance funds will then be counted more strongly than before on the pension. This has an impact on the amount of pension entitlements, but also on the contributions paid by insured persons in the statutory health insurance scheme. Millions of insured persons are affected by the change.
What exactly does the change mean and what impact will it have on the pension? In this article, we will summarize the most important facts so that you, as an insured or retiree, are well informed. We explain how the additional health insurance contribution affects your pension and what options you have to minimize its impact. We also address possible advantages and disadvantages and show alternatives resulting from the change.

New regulation from March: How the additional contribution of the health insurance affects the pension

From the 1. March a new regulation comes into force: the additional contribution of the health insurance now has an effect on the pension. What does this mean exactly and what should you know?

For investors and investors, times of high interest rates can be challenging. Interest rates on fixed-income investments such as bonds and overnight money are rising, but at the same time profits from stocks are falling. This is because higher policy rates often mean a worsening of the economy, which can have a negative impact on equity markets.

Still, in a high interest rate environment, there are some stocks that hold up well and still provide investors with high returns. In this article, we present three stocks that are particularly promising in times of high interest rates.

While it’s not pleasant to have to deal with the possibility of your beloved pet becoming ill or injured, it’s important to be prepared in advance. One way to cover yourself is to purchase cat health insurance. This insurance is an option to ensure that you get financial help in case your cat gets sick or injured.
There are many options on the market, so it’s important to know what to look for when choosing an insurance policy. From coverage amounts to exclusions, there are many factors to look for to ensure you choose the best possible insurance for your cat.
In this article, you will get an overview of important factors to consider when choosing a cat health insurance policy. The goal is to help you make the best decision for your needs and your cat.

What to look for in a cat health insurance policy?

Cat health insurance is something that many cat owners should be thinking about. Cats can get sick or suffer injuries that require veterinary care just like people do. Cat health insurance can help cover the cost of veterinary medications and treatments, which can typically be very expensive.